Thursday, February 16, 2012

Isn't it ironic?

I haven't posted lately because we've been busy.  Busy trying to find work for my husband, who for the first time in his career was unemployed.  Busy trying to get more answers for our children health wise.  Busy trying to get my taxes ready for the business I created and sold.  Busy celebrating birthdays and holidays.  Busy, Busy, Busy!

 

But, the biggest headline of our life as of late has been Chad losing his job.

 

Chad, my husband, has worked for Beneficial Mortgage Company (which was owned by HSBS) for almost our entire marriage.  He met nearly every personal and professional goal he could meet with the company, earning us lavish trips and providing enough money to support our family.  Before our kids, I was busy finishing my degree and then once the first baby arrived, we were quickly thrown into the world of special needs children and all the costs associated with that.  Ranking number seven nationally among his peers in the company, we felt his job was about as secure as it possibly could be.  The only way we knew he'd lose it was if the company as a whole closed.  It's funny, no one today in our country can really feel their job is secure, but you certainly like to hope and believe that it is, that it won't be you.  That such an established company won't completely go under...but his did.

 

We were on our way to one of our many appointments, a big one.  Both boys had cardiologist appointments and then we were headed out of town for a huge workup to see if our younger child also has a mitochondrial disorder like our older child does.  We got the call that his co-workers showed up that Monday morning and were unable to log into their system.  "Chad, it's over", they said.  "Be back by 2pm for a nationwide conference call to find out about your severence and where to go from here."  First I was in disbelief.  Second, I thought what will we do without our insurance.  Third, I thought---how will we pay for this huge surgery and work up our second child was about to have the next day.  So many things racing through my head.  I knew though that God would take care of us and it was all going to be ok, I had to believe that.

 

My last sharepost was in regards to a friend who was opposed to nationalized healthcare.  While I don't want to open the can of political worms I did that day, I find it ironic that I spoke of how quickly someone with a job and good insurance can lose that and if you've got a family member (or yourself) with a medical condition, finding coverage will be quite difficult and expensive.  Then what do you do? 

 

In our case, I immediately called my brother (who is an insurance agent) to find out about having my boys covered under a private plan.  He informed me that none of their pre-existing conditions would be covered and they'd be ridered so much we wouldn't be able to afford it.  Thousands of dollars just for the coverage.

4/14/09 7:00am

Brandi,

You are so right...whether it is your job or your health, things can change very fast. Good luck with the new job and the many medical appointments.

Jan Gambino

The Reflux Mom

www.refluxmom.com

Anonymous
Making Sense
4/16/09 8:37pm

I remember the discussion on nationalizing healthcare very well. I was the one opposing it.

First, I would like to say how sorry I am that your husband lost his job. My husband has been out of work since October so I can truthfully say I know what it feels like.

However, I still think that everyone needs to research Nationalized healthcare and the great possibility of having all your medical records computerized.

It is a shame that Medicare and Medicaid, social programs that were first created to help people, have been abused for so long and now people who really need the help just can't get it. Don't you feel like, "hey I work hard and I should be rewarded" while the bum down the street is doing drugs and buying liquor with his welfare check....

It hurts. We need to stop rewarding those who fail. Why should the person who is being forclosed on becuase they took the equity out of their home to buy a Cadillac be giving a lower interest rate. But someone, like me, who has a perfect credit score can't get the same low rate?

I hate to be the one that opens the can of worms but I must. The first thing for everyone to do is BUY AMERICAN USA MADE PRODUCTS ONLY!!! 

90% of the clothes sold in the US are prodcued outside the US. If you are not producing, you have no product so there is nothing to sell. If you have nothing to sell, how can you make money and have a business? If you don't have a business, there is no one to employ. If you don't employ people, they can not make money. If they can't make money, they have none to spend..... and so the domino effect begins and ends. The end is that people don't have jobs and don't spend money.

If we did increase production, then people would have jobs, make money and have insurance and healthcare would be accesible. And for those unfortunate few who wouldn't be working or couldn't be working, the social programs would kick in for them as it was meant to be.

Think about if we had nationalized healthcare and the government reigned over the decisions of your health. They could check the computer, see what stage of cancer you were in and decide if they would cover treatment. If you were 10 years old, I'm sure it would be approved, but what if you were 80? Would they make the decision that you've lived a good life and that's that.......

I might be jumping a bit ahead but when the new president decides to fire the CEO of a car company, I think it's time to worry about the government over taking it all and telling us all what to do.

It has started in California. Legislation is looking to pass an act of NO BLACK CARS, becuase of reasons dealing with the environment. They say black cars absorb too much heat causing the driver to use the AC and emit too many carbon dioxide emmissions.

I feel bad for people who are overweight. They will be told to lose weight because they are using too much air conditioning and their national healthcare is not going to cover their medical issues as a result of being overweight. Oh yeah, what will "being overweight" be defined as?

 

God Bless all and say your prayers.

 

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