I haven't posted lately because we've been busy. Busy trying to find work for my husband, who for the first time in his career was unemployed. Busy trying to get more answers for our children health wise. Busy trying to get my taxes ready for the business I created and sold. Busy celebrating birthdays and holidays. Busy, Busy, Busy!
But, the biggest headline of our life as of late has been Chad losing his job.
Chad, my husband, has worked for Beneficial Mortgage Company (which was owned by HSBS) for almost our entire marriage. He met nearly every personal and professional goal he could meet with the company, earning us lavish trips and providing enough money to support our family. Before our kids, I was busy finishing my degree and then once the first baby arrived, we were quickly thrown into the world of special needs children and all the costs associated with that. Ranking number seven nationally among his peers in the company, we felt his job was about as secure as it possibly could be. The only way we knew he'd lose it was if the company as a whole closed. It's funny, no one today in our country can really feel their job is secure, but you certainly like to hope and believe that it is, that it won't be you. That such an established company won't completely go under...but his did.
We were on our way to one of our many appointments, a big one. Both boys had cardiologist appointments and then we were headed out of town for a huge workup to see if our younger child also has a mitochondrial disorder like our older child does. We got the call that his co-workers showed up that Monday morning and were unable to log into their system. "Chad, it's over", they said. "Be back by 2pm for a nationwide conference call to find out about your severence and where to go from here." First I was in disbelief. Second, I thought what will we do without our insurance. Third, I thought---how will we pay for this huge surgery and work up our second child was about to have the next day. So many things racing through my head. I knew though that God would take care of us and it was all going to be ok, I had to believe that.
My last sharepost was in regards to a friend who was opposed to nationalized healthcare. While I don't want to open the can of political worms I did that day, I find it ironic that I spoke of how quickly someone with a job and good insurance can lose that and if you've got a family member (or yourself) with a medical condition, finding coverage will be quite difficult and expensive. Then what do you do?
In our case, I immediately called my brother (who is an insurance agent) to find out about having my boys covered under a private plan. He informed me that none of their pre-existing conditions would be covered and they'd be ridered so much we wouldn't be able to afford it. Thousands of dollars just for the coverage.


Brandi,
You are so right...whether it is your job or your health, things can change very fast. Good luck with the new job and the many medical appointments.
Jan Gambino
The Reflux Mom
www.refluxmom.com