• jillian jillian
    February 12, 2010
    what do you do with an elderly person who has no money?
    jillian jillian
    February 12, 2010

    My mom spent her reverse mortgage and now has no equity left. She does not

    get around well, as she just received an operation on her hip, that is slow to heal.

    She can not pay her bills, and needs care. It is not possible for her to live with me.

    What can she do?

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  • NC
    NC
    February 12, 2010
    NC
    NC
    February 12, 2010

    Hi Jillian,

     

    I am sorry about your Mom, Jillian. Does she have dementia?

    Can she apply for medicaid? I am not sure if she needs to sell the house but she can try to apply for it now that she has no money. The house may be one problem but if she moves out, she will have to pay back the reverse mortgage by selling the house, she may then be poor enough to get medicaid. Each state is different, please try that one. In some state, she needs to be poor enough for 3 years to get it. You can ask social secuity office what other options she may have. Once she gets the help like medicaid, you should consider an assisted living facility for her.

     

    Good luck,

    Nina

     

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