Hi,

Don't give up on this. There should be a phone number with your insurance company that can lead you in the right direction.  I had to go through a "screening" with my insurance company before they would let me go through their behavioral department which is through another area of them. Once that got approved I was on a trial basis to determine how many visits I was allowed. I am fortunate to only have to pay a $15 co-pay each visit but they do a re-evaluation every few weeks to determine if I should be allowed more visits as they only allow so many in a certain period. I guess they think I need the visits because in the last year and a half they keep approving more. It does come down to the insurance but there has to be some specialists out there that do take yours. You have a better shot at it if you stay away from private practices and find a group practice. A lot of them will take many different insurances. If it's an HMO they should have a directory of in network doctors. The problem comes when you go to an out of network one. That's when the money starts getting high. So I would either call her primary care physician and see what they can do or call the insurance company and ask them to help you find a specialist. A lot of doctors give you a discount if you are a self-pay patient and pay on the day of service but that can still add up quite a bit. It's very sad that so many people who suffer from this can't get the right kind of treatment because of insurance companies not willing to cover the costs of the kinds of doctors we need and the special medications. It's horrible that the help is right there in front of us and yet many of us can't get it all because the medical world still has a hard time accepting mental health on the same level as other health issues and the insurance companies follow along with them. I hope you find the help you need for your daughter. Just keep searching.