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Friday, August 15, 2008 shari_berries asks

Q: What do I do if I won't have insurance for a month (due to a gap in coverage) but I still need meds?

I'm currently on medicaid, but it will run out by the end of this month. It's running out because I moved to go to grad school, and I was told that I need to re-apply in my new city to get coverage. The thing is, it can take up to 45 days to get medicaid. I haven't applied yet because they want me to either have a job, or get public assistance. I can't get public assistance because a) don't need it and b) I don't pay my rent to my landlord (he doesn't even speak English) I pay it to  my roomate. I'm not on the lease either. I dont think the landlord or my roomate would appreciate getting money through public assistance. they treat landlords poorly, which is why only the slum landlords accept people on public assistance.

 

I'm living on loans... but either way I should have a job and can hopefully prove to them that I can afford my rent. Yet, even if I apply tommarrow, it will still take up to 45 days!! I can't wait that long, unless I want to stop taking my meds for a month! Furthurmore, to complicate things, I just got a new psychiatrist, but the medication that I've been taking (and that has been really helping me... many other people have said this too) is a medication that he told me he thinks is a placebo. (he said this during the first 20 minutes that I met him. I'm not so sure about his quality as a dr to jump to such conclusins so early on.)

 

So, I think, great...if I need someone to vouch for me that I really need my meds, and can't wait a month (or go off them for a month), what is he going to say? I dont want to go through another year or two to get a NEW medication regim when this one works so well with hardly any side effects!!!

 

I am very very frustrated and terrified!! Sorry to those people who don't take their meds, but I'm not like those idiots who think they don't need them. I've lived too much of my life in agony- depression, mixed episodes, dysphoric hypomania... you name it... and I don't want to go back. I've been healthy for over 6 months and I just am terrified of going back to that hell!!!!!!!

 

Also, I'm starting college this month, and I need my meds to function and to hold a job!! I take triliptal 300 mg 3x a day, and zoloft 100 mg 1day.

 

What should I do when I can't afford my meds and I'm having trouble getting insurance and my new doctor says, during the first 20 mintues that I meet him, that he thinks my meds are placebo (even though my last doctor didn't think that!) What do I do?? What are my options??

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Answers (2)
Casey McNulty, Health Guide
8/21/08 10:35pm

Hi shari_berries,

 

Thank you for your question. There are a few options. Trileptal recently came out in generic form, which could save you quite a bit of money. Zoloft is also available in generic form. Also, you could ask the pharmacy that you use if there is a discount program available for cash-paying customers. Some states, counties, or cities have discount programs that allow a person to get the drug almost at the same cost the pharmacy would pay for it. Otherwise, I would recommend calling around to different pharmacies to see where you could get the best price. Check Walmart, Walgreens, Sams Club, etc, to see if these medications are on their low-cost generic plan. Unfortunately, there's not too much you can do to offset the cost of these medications. Some manufacturing companies offer low-cost or free medications, but that process would take 4-6 weeks to process, so it probably wouldn't help you much. Talk to your pharmacist and see if he or she has any other ideas.

 

Best of luck,

Casey 

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8/22/08 1:54pm

A few suggestions:  Get your current psychiatrist to give you enough samples to last you up to 45 days do the circumstances. 

 

Look up resources in the area you are going to see if anywhere can help you get your meds and appt if needed until you re-apply for Medicaid in that area.

 

If you are 21 or below see if your new area has a service organization called Children's Medical Services.  This organization is in many states and can help you.

 

Try getting help from the pharmaceutical company.

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By shari_berries— Last Modified: 12/24/10, First Published: 08/15/08