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No short answer and i'm no real expert Richards, but it does depend on which country you come from and how the health system is set up, and also depends on the severity of your illness. I live in Australia and, yes, you can be on a disability pension here with bipolar, I have a friend who is. My friend can hardly function at all as he is on a great deal of medication and has psychotic episodes when he's manic that are very extreme.
However, I am not - I can work and function most of the time with the correct meds at the right dosages (not too high).
So, it depends in Australia, and I would take a wild guess that it depends everywhere else as well.
Narelle