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Lori,   Thanks for your question which brings up very important points for discussion.  The retina (back of eye) has many tiny blood vessels, and is easily viewed by an eye specialist as well as your primary physician (though limited by equiptment).  This area is very dynamic in that it reflects many conditions before they become symptomatic elsewhere.  In this case, your eye doctor has detected deposits of cholesterol which may indicate that your blood levels of cholesterol and triglycerides may be elevated.  This may be the problem itself, or may indicate another underlying problem that is causing the elevation, such as diabetes.  Of course, all of this is speculation and guessing.  You need to schedule an appointment with your physician for a full check up and blood work to find possible causes for the eye changes.  The good news is that these eye findings can be reversed once the cause is found and treated.   I hope you found this helpful.  Please utilize the other areas of our website to gain more information.  Best of luck.   Martin Cane, M.D.