Medicare Suppliments And Medicare Advantage Plans

I also had to wait for 2 years, but fortunately my husband has insurance. Still, our out of pocket was 10 grand last year. We are fortunate to find that, yes, medicare supplements do cost a little more for disability, but I got one for $140 something through Blue Cross BlueShield, also a med supplement for $34 dollars a month that covers my oxycotin for $4.00. I think it depends on where you live. AARP wouldn't even talk to me. Hope this helps

First, Where did the injury come from? I have a simular back injury but one operation that did not work was fine for me, My injury was work related so Workers Comp pays, but not without a continual fight in court every three to six months, the best pain killer I have found since my injury in 1972 is exercise, sound strange but I have tried all the meds and they only do so much and then make you goofy and not able to live with, Also acupuncture is amazing for me, I was in a wheelchair, electric, hand control, had given up, but said one more time I will try, so started swimming and acupuncture, amazing things started to happen, I started walking again, in the pool I put weights on my ankles and use a couple of those flotting noodle things and can then exercise, as it takes the pressure off your spine and discs, but you have to think you can get better other wise, you are in deep do do,  GOOD LUCK !!!!!!!  I also have Medicare and a suppliment that I have been using for forty years. Work comp pays for oxy and all other pain meds for back, but medicare suppliment Right Source pays the other twenty pills a day

o my god to I feel sorry for you, I have bilateral causalgia because of nerve surgery I had three different surgeries, I am elidgeable for medicare this Aug, it will be my 2 yr waiting period, does it cost monthly for medicare???? I can not handle this if it does, I always thought medicare or medicaid was free will you please let me know, I hope to chat with you soon.

Kindly,

Janice Power

Yes, it requires two years on disability before you qualify for Medicare (Federal). 

When it was time to choose a Part D provider my pharmacy did the leg work to find out which plan would cover my medications.  He also told me to write across the top of my forms "dual eligible" and explained that is an important difference. 

I am also eligible for Medicaid (State). There are several levels available, but I qualified for the "Advantage Plan" which helps out in numerous ways, including my Medicare premiums!   My medications range in cost from $1 to $3.10 each. 

My advice would be to check out what is available by contacting your local Department of Health & Human Services.