I understand the need for the contracts as it insures that the patient understands the reasonable expectations the doctors have for the patients in their on going care. However, I have never been approached about the UA's and don't really know what that information would be used for and how it may get 'leaked' into areas of my life that I feel it has no business affecting! Like I don't understand how insurance companies should now be able to access peoples credit ratings to determine insurance rates. At what point could someone avail themselves to my UA and determine something about me? I just don't think I like it.