am i depressed?

Hello I am a 29 year old female that is having alot of personal problems right now. I lost my job alittle over a year ago so that is definitely taking a toll on me. I have been searching for a job ever since to no avail. I live in low income housing that will not allow me to go to school. They say that I have to have a dependent in which I dont have. They say if I go to school I will have to pay the market rent of about 700 dollars a month. How can i afford this with no job. I have been trying to have at least one child for over 5years now to no avail. I dont have any insurance to go to a fertility doctor so I am also screwed in that aspect. I love children more than life itself. I have been crying everyday and dont want to get out of bed. I am upset, discouraged, and miserable all the time. I have been trying to pray everyday. I am numb and I feel hopeless cause I dont see a solution to my problems anytime soon. I want to go to school more than anything right now. I have been researching depression and I dont know if that is what I am going through or if I am feeling something else. I would greatly appreciate any advice someone can share with me and all the prayers people can spare. Thanks in advance for all of you alls help you can offer.