I spent the fall and early winter hanging on the edge. I didn't feel "bad" .. I just felt...

I guess it was over the top anxiety. Buying a house has been an exercise in learning how to cope when you have limited control. I know also that the winter months are worse for me. It's strange.. I really prefer winter from a comfort with my own skin standpoint.. but I feel more miserable in the winter months.

I started looking and had a pre-approved mortgage.

I made an offer on a house at the end of September. The sellers accepted and had about a month to find a house. In this market.. that should have been more than enough time. By the beginning of November they had failed.

I withdrew from the contract and found another place in the beginning of November. Cheaper- even more convenient. The place had brand new tenants. :(

The seller accepted my offer. He had until the end of December to get the tenants out (since they had to have a months notice) The FHA appraiser came up with a couple things to be fixed (very minor) But he tool about a week to get his report in, then it took about a week to manage to get in touch with my broker (who disappears for about a week at a stretch making me CRAZY ...) we agree I'll find someone to do it as that will be fasted. When I finally get someone to do it my broker calls me and says the seller says he'll do it... that day.. call the lender to send the appraiser back out.

The appraiser goes back out.. the work isn't done. That was the end of November.

It was actually into January before the tenants were actually out, the work was done and the appraiser cleared it.

So... closing date?

No that would make sense.

The appraiser sends his report to some middle man company. The middle man company has to enter the data into their system before the underwriter's give the all clear. The middle man company is having IT problems.

That was last week. Friday I check with my NEW manager at the lender.. at this point the home owner's insurance has been submitted, some stuff straightened out on the deed and I want to know where I am.

We should have clearance to close on Tuesday... (tomorrow) really? I'm having a hard time believing it.

This is all too much for me. I know people do this stuff with no trouble every day. I mean I know they have the same silly problems with the home buying ... but I end up going nuts. Getting paranoid and overly anxious.

Everything is going to be okay right?