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Mental Health Parity Act Passed as Part of Economic Stabilization Act

By Teri Robert, Health Guide Friday, October 03, 2008
The Paul Wellstone-Pete Domenici Mental Health Parity and Addiction Equity Act 2008 has passed both the House and Senate and was signed into law by President Bush just minutes ago.   Earlier this week, the Senate attached it to the Emergency Economic Stabilization Act (HR 1424)...
10/ 4/08 8:35pm

I have just been reading about this...this is huge!  I am so glad you are posting this.  For those of us who need mental health treatment...this is such a relief.  This surely is a victory.

10/ 7/08 11:04am

Awesome news .. having been a NAMI member for years now, and doing my part in writing to whoever needed to hear our voice was well worth it .. being a citizen of NM , I often wrote to Sen. Domenici , at least once a month, and he often sent encouraging letters and information for me as to who else and what else to do ..

 

He is retiring this year and will be missed as he wrote ,and was a such a huge advocate for this bill ... agserra Laughing

10/17/08 1:17pm
Hi, I just have a question, how does one become a member of NAMI? I would really like to become a member. Thank you.
Teri Robert, Health Guide
10/17/08 1:27pm

Go to www.nami.org. You can also just scroll to the bottom of this page and click on their logo in the lower left area of the page. On their site, in the left column, there's a "Register & Join" link. Annual dues of $35 makes you a member at the national, state, and local levels.

 

Teri

10/17/08 1:51pm

Hi Teri, Thank you for taking the time for answering my question.  I am sorry you are having such difficulty. My problem seems to be the opposite, I feel too much..I am sure it is stress. I am a very emotional woman. You are in my thoughts and prayers.

Rosanne

Anonymous
Donna Bussey
10/ 7/08 5:27pm

I am a mother with a child/young adult with ADHD, Bipolar Disorder and auditory processing deficeit.  I really appreciate your hard work and I feel blessed to have law makers working in behalf of families who deal with mental health issues daily. My daughter is 20 years old and just had a child.  I am meeting more and more people who cope with mental illness daily.  THANK YOU and GOD BLESS YOU!!!

Anonymous
carolb51
10/ 7/08 9:35pm

I am so glad to get this email which directed me to this story. This past year when our company decided to switch health plans, my boyfriend and I (who both suffer from bipolar disorder) were SOL! The new plan did not pick up mental health visits OR mental health medications. What a financial burden this was on us. I am so glad this bill passed.

10/ 8/08 11:14am

Just want to make sure you understand that this bill does not mandate that group heralth plans have to cover mental health.  It means that if a group health plan does cover mental health, that there cannot be limits on number of vsiits, differences in co-payments or coinsurance as compared to benefits for medical-surgical coverage.

10/ 8/08 11:18am

I also meant to add a reminder that this federal law does not apply to employer plans that cover 50 or fewer employees on their health plan.  Most group health plans have until approximately 1/1/10 at the latest to amend their plans accordingly.

Anonymous
carolb51
10/11/08 2:17am

Thank you Michelle for clearing this up. Unfortunately when we went to our local insurance agent to try and get a personal health policy through them we couldn't because of our mental health status.

11/15/10 10:16am

Unfortunately, the Mental Health Parity Act has actually forced me to give up mental health coverage. While I do have a relatively good medical insurance plan through my employer, it has never included mental health coverage. My employer's mental health coverage was through a separate provider via our EAP (Employee Assistance Program). Under the EAP program, there was no annual deductible, no monthly premium, and each visit to the psychiatrist or psychologist cost me only a $25 copay. However, under the new Parity Act, my coverage will now cost me several thousands dollars for an annual deductible, and my coverage is now only at 80% + the $25 copay! This has now placed my mental health coverage out of reach in terms of affordablity. Due to this huge cost increase, my wife, who suffers from treatment resistant depression, feels she can no longer afford to see her psychiatrist for medication management nor see her psychologist for counseling. I fail to see how  this is an improvement in either affordability or in accessibility.  I would appreciate any advice or direction.

 

Let me add that this is NOT a corner case which affects relatively few employees. My employer has an employement base of approximately 20,000 people scattered over 4 states in the Southeastern US. They will all be negatively impacted my this "parity" in insurance coverage.  

 

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By Teri Robert, Health Guide— Last Modified: 06/14/12, First Published: 10/03/08