In case you haven't noticed, we are living in some bad economic times. You turn on the radio or television and the news isn't good. Headlines tell us that there is a record Federal deficit of 1.42 trillion dollars. Bank of America racks up a 2.24 billion dollar loss. In September the jobless rate hit 9.8 percent. (source: National Public Radio). In addition, the health care crisis rages on as people wonder if they can afford to ever be ill.
Some of you have no job, no health...
