Brinanna, I feel one of three things (1) because you are saying you are scared to have sex, you  are not ready because there are lost of consequences that comes with sex other than a few minutes of pleasure; (2) because you are here at this site, you yourself know you are not ready and want someone to talk you out of it; (3) if your boyfriend loves you, he will wait for you, honor you and respect you.  I was 27 when I decided to have a boyfriend, I was a virgin - I set my goals for my life and set out to accomplish them, when he came along, I felt I was able to make wiser decisions, and we still waited until we were married and he loved me enough to respect me and did not pressure me.  He was already sexually active before meeting me.  Now he walks proudly beside me and do not have to worry about me running out and cheating on him because I've waited all these years; I don't have to compare him to any other man's performance and as far as I'm concerned he is THE BEST!! :-); he feels good when the conversation comes up which lead to him revealing he is my only partner and get the response --"why you are the man!"   brianna the benefits of waiting out way you being pressured into having sex.  Think long and hard about it, and remember ... Love waits!  Also, remember you only have one truely special gift to give to one person special ... make sure when you give that gift that it is to that someoen special and that it is at the right place and time.