We are told that recovery is a journey. If that is the case, we are not home yet. But hopefully, looking back and looking ahead, we see ourselves in a better place than we were in earlier, on the road to a better one than we're in now.
Cast your mind back to three years ago. Are you better off now? Are you reasonably optimistic about your future?
I appreciate there are no easy answers to this question, so please feel free to offer nuanced answers. Comments below ...