Medication Assistance

By Boxer Thursday, June 12, 2008

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Every year I put the max allowance into my FSA account of my insurance plan to help cover the cost of my medication. Every year I run out in June. Cigna (my insurance provider) seems to think that I should be able to just swap all my medications for generics so this doesn't happen. I guess they don't realize that many migraine meds are not available in generics. I have a high-deductible plan and now my monthly out-of-pocket expenses have risen to over $500 a month...which I can no longer afford. Can anyone help me with information that may help pay for my medication? I try to get free samples whenever I am at the doctor, but only certain companys give samples away and I can't rely on this. I don't know what to do!

Comments (3) | Add comment

Solta

6/13/08 12:30pm

What is your deductable on that plan? I loved the high deductable plans because after I cleared 2,500 everything was covered 100%! I saved a lot of money that way as with my laundry list of scripts I am doing over 100 a month on co-pays. My FSA is covering some but not much. I wish work was doing the high deductable gig!

Nancy Harris Bonk, Health Guide

6/13/08 8:27pm

Hello, and welcome to MyMigraineConnection.com!

Health care in this country really needs to be addressed. I'm not sure about this, but you could check with the drug company who makes one of your drugs? I noticed on TV the other night that one of the drug company's said at the end of their commercial that if you had trouble paying for your drugs, call them or go to their website....

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kaq823

6/14/08 9:11am

I had the same problem with Cigna and racked up credit card debt. Finally from all the missed work and my constant complaining of the injustice of Cigna (and fortunately my boss's wife is a migrane sufferer as bad as me and she was taking nuttys at the pharmacy) we went back to HMO Blue.

My PCP was giving me the free samples too but you can't always get them. Good luck

Medication Assistance

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