I am covered by COBRA until 12/09. I will need to find insurance for myself, at the lowest possible price. Are there any insurance companies that help?
I am covered by COBRA until 12/09. I will need to find insurance for myself, at the lowest possible price. Are there any insurance companies that help?
Hi Deb,
Finding new insurance really depends a lot upon where you live. Each state has different rules regulating insurance companies selling policies in that state.
Foundation for Health Coverage Education offers an online tool which will help you determine what options are available in your specific state.
Some states have a high-risk insurance pool (to provide insurance for folks who are certain to be very expensive to insure and are rejected from other insurance companies) and some states require at least one insurance company provide coverage on a guaranteed basis regardless of pre-existing condition. However both of these options are sure to be expensive.
Finding what is available specifically in your state is a good starting point. If you need help with this, please feel free to contact me. I'd be glad to try to help.
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Melinda,
I am applying for the Missouri High Risk Health Pool. I'm not feeling very confident at this point. Let me know what you try. Deb