Wednesday, May 30, 2012

Wednesday, July 16, 2008 Jeanne asks

Q: So, how can we get affordable health insurance in California?

I had to quit working after 26 years as a teacher in California. Cobra is still in effect, but I can't afford the monthly charge of 860$ and it continues to rise. Co-pays and deductibles are also adding up way above and beyond my disability from CalStrs. Now what? I can't afford much more than my small apartment and utilities, gas and too much eating are out of the question. Help

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Answers (3)
Lisa Emrich, Health Guide
8/26/08 1:12am

Jeanne,

 

Thanks for your question.  I found this resource for you and hope that it helps.

 

Foundation for Health Coverage Education

 

This website has a questionnaire you can answer to determine what your options maybe within your state.  I tried it for myself (pretending I would be looking for new insurance options) and found that it gave me some information I didn't already know about types of policies available in Virginia.

 

It certainly is worth a try.  I personally would like to know if you found it helpful as I got the lead from an insurance broker friend.

 

Thanks,

Lisa

 

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7/24/08 2:44pm

Hello Jeanne - thanks for posting your question.  Here a some links to information you might find helpful.

 

Insurance Help

 

Clearing UP COBRA Confusion

 

Dr. Kantor's comments on  no insurance

 

Hope this helps.  All the best, sue

 

 

 

 

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2/ 1/11 9:51pm

I would look into a high deductible HSA plan.  It sounds like it's really your only option.

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By Jeanne— Last Modified: 02/01/11, First Published: 07/16/08