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Me too! Pastor husband. Have RA. The only place that seems to accept us is Blue Care (My Blue) because they are nonprofit and cannot deny anyone. However, the coverage is expensive and inadequate--especially if we would like to have prenatal and maternity coverage made available. I keep thinking we can't possibly be the only people in ministry with an ill family member...this can't be the first time this has come up…but my research keeps leading me to more people with whom to commiserate and no concrete answers.