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I'm in the same boat.  The cost of COBRA is killing me.  I spoke with Aetna this morning.  They said that RA is an AUTOMATIC DECLINE.  I even offered to pay my meds out of pocket.  They said it doesn't matter.  My RA is very mild and my meds would cost about $60 per month.  My COBRA costs me $375 per month.  UGH.    
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