Saturday, October 25, 2014

Monday, August 03, 2009 spunkyred, Community Member, asks

Q: Insurance and RA

My daughter had just obtained a new health insurance policy prior to going to the doctor and being diagnosed with rheumatoid arthritis in January.  Her insurance company recently dropped her, citing that she had prior symptoms, which, looking back, is true but she didn't realize what was wrong.  Any suggestions on where to go from here?

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Answers (2)
Lene Andersen, Health Guide
8/13/09 11:54am

To be honest, I'm stumped. I'm Canadian and know very little about the US insurance business. I do know that insurance companies are very proactive in terms of ferreting out anything that can give them a reason to kick people out should they actually need the insurance that they're paying for.  Given that your daughter got diagnosed so quickly after getting insurance makes that fact more likely.


I would recommend that you ask this question again and the SharePost - they tend to get more traffic than the Q&A section.  I'm sure that many of our users have experienced it with wrangling insurance companies and may have good advice regarding options and alternatives.

mkmac4, Community Member
8/13/09 3:46pm

I have no medical insurance and all the companies I've checked do not want to cover RA. Especially if it's considered pre-exsisting. Many companies want to put on a 3 year ryder to the policy and the deductible would be at least $5000 a year. Good luck on finding a company that will cover you or your daughter if you have RA.

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By spunkyred, Community Member— Last Modified: 12/21/10, First Published: 08/03/09