Consider this scenario: You're rushing to answer the doorbell and your feet slip on the scatter rug in front of the door. You're escorting your loved one to the bathroom in the middle of the night and you trip over a pair of shoes. You've fallen-and you've injured yourself.

As a caregiver, I'm sure you often think about the "what-ifs." What if something happens to me? Who would take care of my loved one? Or, what if my loved one gets hurt? Will I be able to provide the appropriate care? It's a...