In a 1999 survey of more than 30 different condoms, Consumer Reports found that Excita, Ramses, Sheik, and Lifestyle brand condoms all had a 98 percent or better reliability rating. Not bad, considering that at an average of about a buck a rubber, that's probably the best health insurance deal you'll ever get.

So, no matter what form of contraception you use, make sure you use something. Contraceptives may not be completely effective 100 percent of the time, but if you use them (and use them correctly) you'll have a lot more fun than you would using the ultimate contraceptive: abstinence.