To decide which health insurance plan is best for you, you need to determine how much you will be spending on medical care in the future. There are two ways to estimate your future costs:
1) Starting from scratch and estimating how much you will probably spend using average costs for the medical procedures you think you’ll need.
2) Looking at your Explanation of Benefits (EOBs) from last year to see what medical coverage you required, and guessing that the next year will be similar.
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