Getting Mental Health Help When You Don't Have Insurance

by Anne Windermere Patient Advocate

Many people do not have the money or the insurance to pay for mental health services services. Here is a list of ways you can find care despite your lack of funds.


  • National Suicide Prevention Lifeline: 1-800-273-8255 or TTY: 1-800-799-4889.

  • has a 24-hour email support for those who are feeling suicidal.

Finding a therapist or mental health center:

  • The Partnership for Prescription Assistance has a free clinic finder . Type in your zipcode and you will find clinics in your area.

  • The U.S. Department of Health and Human Resources also has a listing of free clinics in your area. All you have to do is plug in your geographic location.

  • The National Alliance on Mental Illness (NAMI) may also provide information on where to find treatment or mental health care in your area. You may call them toll free at 1-800-950-NAMI or contact them through their website.

  • The Substance Abuse and Mental Health Services Administration (SAMHSA) offers a national helpline: 1-800-662-HELP (4357). Also known as the Treatment Referral Routing Service, it is a confidential, free, 24-hour-a-day, 365-day-a-year, information service, in English and Spanish, for individuals and family members facing mental and/or substance use disorders. This service provides referrals to local treatment facilities, support groups, and community-based organizations.

How to get financial help for prescription medications and antidepressants:

Mental health resources:

There are quite a few mental health resources out there to give you even more ideas and suggestions of how to obtain treatment, therapy, or medications when you are uninsured or have no money to pay for services:

Anne Windermere
Meet Our Writer
Anne Windermere

These articles were written by a longtime HealthCentral community member who shared valuable insights from her experience living with multiple chronic health conditions. She used the pen name "Merely Me."