Do You Know What These Health Insurance Terms Mean?

Health Writer
Question 1 of 10

The percentage of your medical costs that you, and not the insurance company, are responsible for paying is called your:

ACoinsurance
BCopayment
CCollectible
ACoinsurance
BCopayment
CCollectible
NEXT
Question 2 of 10

Your insurance plan may not pay anything at all until you’ve spent a certain amount and paid for it yourself. That’s known as your:

APremium
BDeductible
CDues
APremium
BDeductible
CDues
NEXT
Question 3 of 10

The price that you (and your employer, if you receive coverage through work) pay for your insurance is called your:

APremium
BHealth dues
CStandard deduction
APremium
BHealth dues
CStandard deduction
NEXT
Question 4 of 10

A preferred provider is:

AAny doctor or other provider you prefer to use.
BA doctor or other provider who has contracted with your insurer to offer discounted services.
AAny doctor or other provider you prefer to use.
BA doctor or other provider who has contracted with your insurer to offer discounted services.
NEXT
Question 5 of 10

Compared with a preferred provider, a participating provider is likely to charge you:

AMore
BLess
CAbout the same
AMore
BLess
CAbout the same
NEXT
Question 6 of 10

If a provider sends you a bill for more money after your insurance company has paid its share, that’s called:

ABalance billing
BAdditional surcharge
CGreedy
ABalance billing
BAdditional surcharge
CGreedy
NEXT
Question 7 of 10

The allowed amount in your policy is:

AHow much a doctor or other provider is allowed to charge you.
BThe maximum charge for a particular service that your insurer will use in calculating its payment.
AHow much a doctor or other provider is allowed to charge you.
BThe maximum charge for a particular service that your insurer will use in calculating its payment.
NEXT
Question 8 of 10

Your out-of-pocket limit is:

AWhatever you have in your wallet at the time.
BThe most you’ll have to pay for services before your insurer pays 100 percent of your allowed claims.
CThe maximum that an employer can legally charge you for insurance.
AWhatever you have in your wallet at the time.
BThe most you’ll have to pay for services before your insurer pays 100 percent of your allowed claims.
CThe maximum that an employer can legally charge you for insurance.
NEXT
Question 9 of 10

If you have health coverage through work but lose your job, you may be eligible to stay on your employer’s plan for a period of time through a program called:

AVIPER
BCOBRA
CPYTHON
AVIPER
BCOBRA
CPYTHON
NEXT
Question 10 of 10

If you disagree with a decision your insurance company has made, you can request what’s known as:

AAn internal appeal
BAn external review
CBoth
AAn internal appeal
BAn external review
CBoth
NEXT
Complete all questions to see your results