10 Ways to Save Money on Migraine Care

Tammy Rome | May 19, 2017

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Good Migraine care can be expensive. Costs can add up, stretching almost any budget. Take a look at these 10 ways to save money on your own Migraine care.

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Buy Generic Medications

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Many common Migraine treatments are available in generic versions. This alone can result in significant savings. Ask for generic equivalents whenever possible.

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Compare prices on prescriptions

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Shop around. Prescription costs vary widely. Your insurance coverage may not always be the best deal. Consider using a discount card. Also, don’t assume that your preferred pharmacy or mail order service is always the least expensive. GoodRx.com compares prices at local pharmacies. Download the app and check prices before you leave your doctor’s office.

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Know your benefits

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Make sure you know what is covered by your health insurance plan. Familiarize yourself with the formulary, too. When treatments or medications are denied, remember to utilize the appeals process to request exceptions based on medical necessity.

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Take advantage of patient assistance programs

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Even if you have health insurance, some pharmaceutical companies still offer discounts or coupons to reduce your out-of-pocket costs. If you don’t have insurance or the plan you have doesn’t cover prescriptions, you may be able to have prescription medications mailed to you at no cost.

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Avoiding the high price of the emergency room

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You may find that when you visit the emergency room (ER), you are getting relief from the same treatment each time. In some cases, the medicine administered in the ER can also be prescribed for home use at a fraction of the cost. Talk to your doctor about starting or revising your rescue plan to avoid the ER altogether.

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Negotiate the cost of care

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Hospitals and medical clinics sometimes offer discounts when patients pay in cash. These discounts can be significant. In some cases, hospitals have a benevolence fund to help cover the cost of expensive treatments. It never hurts to ask for financial relief.

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Focus on prevention

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It’s almost always cheaper to prevent attacks. Even if you haven’t found the right preventive treatment, you can still pay attention to trigger avoidance and lifestyle management. Staying hydrated, eating regular meals, and getting a good night’s sleep can go a long way toward fewer migraine attacks.

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Protect your income

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Talk to your employer about using FMLA benefits, paid time off, or comp time for days you miss work because of Migraine. Don’t forget to protect your earnings by purchasing both short and long-term disability insurance.

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Plan for bad days

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You are going to have bad days when you can’t get out of bed, let alone cook a meal or go to work. Planning ahead reduces the risk of making expensive decisions in the moment. Prepare extra meals that you can freeze to be eaten later.

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Invest in quality

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When purchasing items for Migraine support, keep in mind that the lowest price isn’t always the best buy. You get what you pay for. In the long run, it may be more affordable to purchase a more expensive, higher quality, more durable option. You could easily end up spending a lot more to replace the cheaper product when it breaks, fails, or wears out.