One of the problems in assessing whether or not CBT is an effective treatment for you is that when people write about this type of therapy they usually speak in very general terms. Insurance companies like CBT so much that quite often they will not pay for any other type of therapy. The reason they like it so much? CBT is usually short-term and costs less than psychodynamic or interpersonal type therapies. But what does it mean when a therapist says he or she does CBT? You may have to ask the individual therapist as there are a wide variety of ways this therapy may be interpreted and used.